Monthly Repayment |
HKD$9,389
|
Initial Payment |
HKD$1.32 Millions
|
Loan Amount |
HKD$1.98 Millions
|
Total interest |
HKD$0.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$30,100
|
Legal Fee |
HKD$21,500
|
Agency Fee |
HKD$33,000
|
Total Expense |
HKD$84,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 24415 | 17345 | 13540 | 11850 | 9105 | 7462 | 6368 |
1.5% | 24845 | 17778 | 13977 | 12290 | 9554 | 7918 | 6833 |
2% | 25279 | 18218 | 14424 | 12741 | 10016 | 8392 | 7318 |
2.5% | 25718 | 18665 | 14879 | 13202 | 10492 | 8882 | 7823 |
3% | 26162 | 19119 | 15343 | 13673 | 10981 | 9389 | 8347 |
3.5% | 26610 | 19579 | 15816 | 14154 | 11483 | 9912 | 8891 |
4% | 27064 | 20046 | 16297 | 14645 | 11998 | 10451 | 9452 |
4.5% | 27522 | 20520 | 16787 | 15146 | 12526 | 11005 | 10032 |
5% | 27985 | 21000 | 17286 | 15657 | 13067 | 11574 | 10629 |
5.5% | 28452 | 21488 | 17793 | 16178 | 13620 | 12158 | 11242 |
6% | 28924 | 21982 | 18309 | 16708 | 14185 | 12757 | 11871 |