Monthly Repayment |
HKD$10,947
|
Initial Payment |
HKD$0.99 Millions
|
Loan Amount |
HKD$2.31 Millions
|
Total interest |
HKD$0.98 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$29,900
|
Legal Fee |
HKD$21,490
|
Agency Fee |
HKD$32,980
|
Total Expense |
HKD$84,370
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28467 | 20224 | 15787 | 13816 | 10617 | 8700 | 7425 |
1.5% | 28968 | 20729 | 16297 | 14330 | 11140 | 9232 | 7967 |
2% | 29474 | 21242 | 16818 | 14856 | 11678 | 9785 | 8533 |
2.5% | 29986 | 21763 | 17348 | 15393 | 12233 | 10356 | 9121 |
3% | 30504 | 22292 | 17889 | 15942 | 12803 | 10947 | 9733 |
3.5% | 31027 | 22828 | 18441 | 16503 | 13388 | 11557 | 10366 |
4% | 31555 | 23373 | 19002 | 17076 | 13989 | 12185 | 11021 |
4.5% | 32089 | 23925 | 19573 | 17660 | 14605 | 12831 | 11697 |
5% | 32629 | 24486 | 20155 | 18256 | 15235 | 13495 | 12393 |
5.5% | 33174 | 25054 | 20746 | 18863 | 15880 | 14176 | 13107 |
6% | 33725 | 25630 | 21348 | 19481 | 16539 | 14874 | 13841 |