Monthly Repayment |
HKD$10,921
|
Initial Payment |
HKD$0.99 Millions
|
Loan Amount |
HKD$2.3 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$29,100
|
Legal Fee |
HKD$21,450
|
Agency Fee |
HKD$32,900
|
Total Expense |
HKD$83,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28398 | 20175 | 15749 | 13783 | 10591 | 8679 | 7407 |
1.5% | 28898 | 20678 | 16258 | 14295 | 11113 | 9210 | 7948 |
2% | 29403 | 21190 | 16777 | 14820 | 11650 | 9761 | 8512 |
2.5% | 29914 | 21710 | 17306 | 15356 | 12203 | 10331 | 9099 |
3% | 30430 | 22237 | 17846 | 15904 | 12772 | 10921 | 9709 |
3.5% | 30951 | 22773 | 18396 | 16463 | 13356 | 11529 | 10341 |
4% | 31479 | 23316 | 18956 | 17035 | 13955 | 12156 | 10994 |
4.5% | 32012 | 23867 | 19526 | 17617 | 14569 | 12800 | 11668 |
5% | 32550 | 24426 | 20106 | 18211 | 15198 | 13463 | 12363 |
5.5% | 33094 | 24993 | 20696 | 18817 | 15842 | 14142 | 13076 |
6% | 33643 | 25568 | 21296 | 19434 | 16499 | 14838 | 13807 |