Monthly Repayment |
HKD$77,770
|
Initial Payment |
HKD$16.4 Millions
|
Loan Amount |
HKD$16.4 Millions
|
Total interest |
HKD$6.93 Millions
|
complete insurance payment |
HKD$49,200 (0.3%)
|
Stamp Duty |
HKD$1,394,000
|
Legal Fee |
HKD$99,500
|
Agency Fee |
HKD$328,000
|
Total Expense |
HKD$1,870,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 202232 | 143670 | 112153 | 98153 | 75422 | 61807 | 52748 |
1.5% | 205789 | 147258 | 115776 | 101801 | 79137 | 65589 | 56599 |
2% | 209385 | 150902 | 119473 | 105535 | 82964 | 69512 | 60617 |
2.5% | 213022 | 154602 | 123243 | 109353 | 86904 | 73573 | 64799 |
3% | 216698 | 158359 | 127087 | 113255 | 90954 | 77770 | 69143 |
3.5% | 220413 | 162172 | 131002 | 117240 | 95113 | 82102 | 73643 |
4% | 224168 | 166042 | 134991 | 121308 | 99380 | 86565 | 78296 |
4.5% | 227962 | 169966 | 139050 | 125458 | 103754 | 91156 | 83096 |
5% | 231796 | 173947 | 143181 | 129690 | 108232 | 95872 | 88038 |
5.5% | 235668 | 177983 | 147383 | 134001 | 112813 | 100710 | 93117 |
6% | 239580 | 182073 | 151654 | 138392 | 117494 | 105665 | 98326 |