Monthly Repayment |
HKD$10,887
|
Initial Payment |
HKD$0.98 Millions
|
Loan Amount |
HKD$2.3 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$28,100
|
Legal Fee |
HKD$21,400
|
Agency Fee |
HKD$32,800
|
Total Expense |
HKD$82,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28312 | 20113 | 15701 | 13741 | 10559 | 8652 | 7384 |
1.5% | 28810 | 20616 | 16208 | 14252 | 11079 | 9182 | 7923 |
2% | 29314 | 21126 | 16726 | 14774 | 11615 | 9731 | 8486 |
2.5% | 29823 | 21644 | 17254 | 15309 | 12166 | 10300 | 9071 |
3% | 30337 | 22170 | 17792 | 15855 | 12733 | 10887 | 9680 |
3.5% | 30857 | 22704 | 18340 | 16413 | 13315 | 11494 | 10310 |
4% | 31383 | 23245 | 18898 | 16983 | 13913 | 12119 | 10961 |
4.5% | 31914 | 23795 | 19467 | 17564 | 14525 | 12761 | 11633 |
5% | 32451 | 24352 | 20045 | 18156 | 15152 | 13422 | 12325 |
5.5% | 32993 | 24917 | 20633 | 18760 | 15793 | 14099 | 13036 |
6% | 33541 | 25490 | 21231 | 19374 | 16449 | 14793 | 13765 |