Monthly Repayment |
HKD$9,332
|
Initial Payment |
HKD$1.31 Millions
|
Loan Amount |
HKD$1.97 Millions
|
Total interest |
HKD$0.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$28,100
|
Legal Fee |
HKD$21,400
|
Agency Fee |
HKD$32,800
|
Total Expense |
HKD$82,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 24267 | 17240 | 13458 | 11778 | 9050 | 7416 | 6329 |
1.5% | 24694 | 17670 | 13893 | 12216 | 9496 | 7870 | 6791 |
2% | 25126 | 18108 | 14336 | 12664 | 9955 | 8341 | 7274 |
2.5% | 25562 | 18552 | 14789 | 13122 | 10428 | 8828 | 7775 |
3% | 26003 | 19003 | 15250 | 13590 | 10914 | 9332 | 8297 |
3.5% | 26449 | 19460 | 15720 | 14068 | 11413 | 9852 | 8837 |
4% | 26900 | 19925 | 16198 | 14557 | 11925 | 10387 | 9395 |
4.5% | 27355 | 20396 | 16686 | 15055 | 12450 | 10938 | 9971 |
5% | 27815 | 20873 | 17181 | 15562 | 12987 | 11504 | 10564 |
5.5% | 28280 | 21357 | 17685 | 16080 | 13537 | 12085 | 11174 |
6% | 28749 | 21848 | 18198 | 16607 | 14099 | 12679 | 11799 |