Monthly Repayment |
HKD$10,854
|
Initial Payment |
HKD$0.98 Millions
|
Loan Amount |
HKD$2.29 Millions
|
Total interest |
HKD$0.97 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$27,100
|
Legal Fee |
HKD$21,350
|
Agency Fee |
HKD$32,700
|
Total Expense |
HKD$81,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28226 | 20052 | 15653 | 13699 | 10526 | 8626 | 7362 |
1.5% | 28722 | 20553 | 16159 | 14208 | 11045 | 9154 | 7899 |
2% | 29224 | 21061 | 16675 | 14729 | 11579 | 9702 | 8460 |
2.5% | 29732 | 21578 | 17201 | 15262 | 12129 | 10268 | 9044 |
3% | 30245 | 22102 | 17737 | 15807 | 12694 | 10854 | 9650 |
3.5% | 30763 | 22634 | 18284 | 16363 | 13275 | 11459 | 10278 |
4% | 31287 | 23175 | 18841 | 16931 | 13870 | 12082 | 10928 |
4.5% | 31817 | 23722 | 19407 | 17510 | 14481 | 12723 | 11598 |
5% | 32352 | 24278 | 19984 | 18101 | 15106 | 13381 | 12287 |
5.5% | 32893 | 24841 | 20570 | 18703 | 15745 | 14056 | 12996 |
6% | 33438 | 25412 | 21166 | 19315 | 16399 | 14748 | 13723 |