Monthly Repayment |
HKD$77,486
|
Initial Payment |
HKD$16.34 Millions
|
Loan Amount |
HKD$16.34 Millions
|
Total interest |
HKD$6.91 Millions
|
complete insurance payment |
HKD$49,020 (0.3%)
|
Stamp Duty |
HKD$1,388,900
|
Legal Fee |
HKD$99,200
|
Agency Fee |
HKD$326,800
|
Total Expense |
HKD$1,863,920
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 201492 | 143145 | 111742 | 97794 | 75146 | 61580 | 52555 |
1.5% | 205036 | 146719 | 115353 | 101429 | 78847 | 65349 | 56392 |
2% | 208619 | 150349 | 119036 | 105149 | 82661 | 69257 | 60395 |
2.5% | 212242 | 154037 | 122792 | 108953 | 86586 | 73303 | 64562 |
3% | 215905 | 157780 | 126622 | 112841 | 90621 | 77486 | 68890 |
3.5% | 219607 | 161579 | 130523 | 116811 | 94765 | 81801 | 73373 |
4% | 223348 | 165434 | 134497 | 120865 | 99017 | 86248 | 78009 |
4.5% | 227128 | 169345 | 138542 | 124999 | 103374 | 90823 | 82792 |
5% | 230948 | 173311 | 142657 | 129215 | 107836 | 95522 | 87716 |
5.5% | 234806 | 177331 | 146844 | 133511 | 112400 | 100341 | 92776 |
6% | 238703 | 181407 | 151099 | 137886 | 117064 | 105278 | 97966 |