Monthly Repayment |
HKD$10,824
|
Initial Payment |
HKD$0.98 Millions
|
Loan Amount |
HKD$2.28 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$26,200
|
Legal Fee |
HKD$21,305
|
Agency Fee |
HKD$32,610
|
Total Expense |
HKD$80,115
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28148 | 19997 | 15610 | 13661 | 10498 | 8602 | 7342 |
1.5% | 28643 | 20496 | 16114 | 14169 | 11015 | 9129 | 7878 |
2% | 29144 | 21003 | 16629 | 14689 | 11547 | 9675 | 8437 |
2.5% | 29650 | 21518 | 17154 | 15220 | 12096 | 10240 | 9019 |
3% | 30162 | 22041 | 17689 | 15763 | 12659 | 10824 | 9623 |
3.5% | 30679 | 22572 | 18234 | 16318 | 13238 | 11427 | 10250 |
4% | 31201 | 23111 | 18789 | 16884 | 13832 | 12048 | 10897 |
4.5% | 31729 | 23657 | 19354 | 17462 | 14441 | 12687 | 11566 |
5% | 32263 | 24211 | 19929 | 18051 | 15064 | 13344 | 12254 |
5.5% | 32802 | 24773 | 20514 | 18651 | 15702 | 14017 | 12960 |
6% | 33346 | 25342 | 21108 | 19262 | 16353 | 14707 | 13685 |