Monthly Repayment |
HKD$10,821
|
Initial Payment |
HKD$0.98 Millions
|
Loan Amount |
HKD$2.28 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$26,100
|
Legal Fee |
HKD$21,300
|
Agency Fee |
HKD$32,600
|
Total Expense |
HKD$80,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28139 | 19991 | 15605 | 13657 | 10494 | 8600 | 7339 |
1.5% | 28634 | 20490 | 16109 | 14165 | 11011 | 9126 | 7875 |
2% | 29135 | 20997 | 16624 | 14684 | 11544 | 9672 | 8434 |
2.5% | 29641 | 21512 | 17148 | 15216 | 12092 | 10237 | 9016 |
3% | 30152 | 22035 | 17683 | 15759 | 12655 | 10821 | 9621 |
3.5% | 30669 | 22565 | 18228 | 16313 | 13234 | 11424 | 10247 |
4% | 31192 | 23104 | 18783 | 16879 | 13828 | 12045 | 10894 |
4.5% | 31720 | 23650 | 19348 | 17457 | 14437 | 12684 | 11562 |
5% | 32253 | 24204 | 19923 | 18045 | 15060 | 13340 | 12250 |
5.5% | 32792 | 24765 | 20507 | 18645 | 15697 | 14013 | 12956 |
6% | 33336 | 25334 | 21102 | 19256 | 16348 | 14702 | 13681 |