Monthly Repayment |
HKD$9,275
|
Initial Payment |
HKD$1.3 Millions
|
Loan Amount |
HKD$1.96 Millions
|
Total interest |
HKD$0.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$26,100
|
Legal Fee |
HKD$21,300
|
Agency Fee |
HKD$32,600
|
Total Expense |
HKD$80,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 24119 | 17135 | 13376 | 11706 | 8995 | 7371 | 6291 |
1.5% | 24544 | 17563 | 13808 | 12141 | 9438 | 7822 | 6750 |
2% | 24973 | 17997 | 14249 | 12587 | 9895 | 8290 | 7229 |
2.5% | 25406 | 18439 | 14699 | 13042 | 10364 | 8774 | 7728 |
3% | 25845 | 18887 | 15157 | 13507 | 10847 | 9275 | 8246 |
3.5% | 26288 | 19342 | 15624 | 13983 | 11344 | 9792 | 8783 |
4% | 26736 | 19803 | 16100 | 14468 | 11852 | 10324 | 9338 |
4.5% | 27188 | 20271 | 16584 | 14963 | 12374 | 10872 | 9910 |
5% | 27645 | 20746 | 17077 | 15467 | 12908 | 11434 | 10500 |
5.5% | 28107 | 21227 | 17578 | 15982 | 13455 | 12011 | 11105 |
6% | 28574 | 21715 | 18087 | 16505 | 14013 | 12602 | 11727 |