Monthly Repayment |
HKD$77,059
|
Initial Payment |
HKD$16.25 Millions
|
Loan Amount |
HKD$16.25 Millions
|
Total interest |
HKD$6.87 Millions
|
complete insurance payment |
HKD$48,750 (0.3%)
|
Stamp Duty |
HKD$1,381,250
|
Legal Fee |
HKD$98,750
|
Agency Fee |
HKD$325,000
|
Total Expense |
HKD$1,853,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 200382 | 142356 | 111127 | 97255 | 74732 | 61241 | 52266 |
1.5% | 203907 | 145911 | 114717 | 100870 | 78413 | 64989 | 56082 |
2% | 207470 | 149521 | 118380 | 104570 | 82206 | 68876 | 60063 |
2.5% | 211073 | 153188 | 122116 | 108353 | 86109 | 72900 | 64207 |
3% | 214716 | 156911 | 125924 | 112219 | 90122 | 77059 | 68510 |
3.5% | 218397 | 160689 | 129804 | 116168 | 94243 | 81351 | 72969 |
4% | 222118 | 164523 | 133756 | 120199 | 98471 | 85773 | 77579 |
4.5% | 225877 | 168412 | 137779 | 124311 | 102805 | 90322 | 82336 |
5% | 229676 | 172356 | 141872 | 128503 | 107242 | 94995 | 87233 |
5.5% | 233513 | 176355 | 146035 | 132776 | 111781 | 99789 | 92265 |
6% | 237389 | 180408 | 150267 | 137126 | 116420 | 104698 | 97426 |