Monthly Repayment |
HKD$76,585
|
Initial Payment |
HKD$16.15 Millions
|
Loan Amount |
HKD$16.15 Millions
|
Total interest |
HKD$6.83 Millions
|
complete insurance payment |
HKD$48,450 (0.3%)
|
Stamp Duty |
HKD$1,372,750
|
Legal Fee |
HKD$98,250
|
Agency Fee |
HKD$323,000
|
Total Expense |
HKD$1,842,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 199149 | 141480 | 110443 | 96656 | 74272 | 60864 | 51944 |
1.5% | 202652 | 145013 | 114011 | 100249 | 77931 | 64589 | 55736 |
2% | 206194 | 148601 | 117652 | 103926 | 81700 | 68452 | 59693 |
2.5% | 209774 | 152245 | 121365 | 107686 | 85579 | 72451 | 63812 |
3% | 213394 | 155945 | 125149 | 111528 | 89567 | 76585 | 68089 |
3.5% | 217053 | 159700 | 129005 | 115453 | 93663 | 80850 | 72520 |
4% | 220751 | 163510 | 132933 | 119459 | 97865 | 85245 | 77102 |
4.5% | 224487 | 167376 | 136931 | 123546 | 102172 | 89766 | 81829 |
5% | 228262 | 171295 | 140999 | 127713 | 106582 | 94411 | 86696 |
5.5% | 232076 | 175269 | 145136 | 131958 | 111093 | 99175 | 91697 |
6% | 235928 | 179298 | 149342 | 136282 | 115703 | 104054 | 96827 |