Monthly Repayment |
HKD$10,721
|
Initial Payment |
HKD$0.97 Millions
|
Loan Amount |
HKD$2.26 Millions
|
Total interest |
HKD$0.96 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$23,100
|
Legal Fee |
HKD$21,150
|
Agency Fee |
HKD$32,300
|
Total Expense |
HKD$76,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27880 | 19807 | 15462 | 13531 | 10398 | 8521 | 7272 |
1.5% | 28371 | 20301 | 15961 | 14034 | 10910 | 9042 | 7803 |
2% | 28867 | 20804 | 16471 | 14549 | 11438 | 9583 | 8357 |
2.5% | 29368 | 21314 | 16991 | 15076 | 11981 | 10143 | 8933 |
3% | 29875 | 21832 | 17520 | 15614 | 12539 | 10721 | 9532 |
3.5% | 30387 | 22358 | 18060 | 16163 | 13112 | 11319 | 10152 |
4% | 30905 | 22891 | 18610 | 16724 | 13701 | 11934 | 10794 |
4.5% | 31428 | 23432 | 19170 | 17296 | 14304 | 12567 | 11456 |
5% | 31956 | 23981 | 19739 | 17879 | 14921 | 13217 | 12137 |
5.5% | 32490 | 24537 | 20319 | 18474 | 15553 | 13884 | 12837 |
6% | 33029 | 25101 | 20907 | 19079 | 16198 | 14567 | 13555 |