Monthly Repayment |
HKD$10,622
|
Loan Amount |
HKD$2.24 Millions
|
Total interest |
HKD$0.95 Millions
|
Total repayment |
HKD$3.19 Millions
|
Down payment |
HKD$960,000
|
Stamp Duty |
HKD$20,100
|
Legal Fee |
HKD$21,000
|
Agency Fee |
HKD$32,000
|
complete insurance payment |
--
|
Total Expense |
HKD$1,033,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27621 | 19623 | 15318 | 13406 | 10301 | 8441 | 7204 |
1.5% | 28107 | 20113 | 15813 | 13904 | 10809 | 8958 | 7730 |
2% | 28599 | 20611 | 16318 | 14414 | 11331 | 9494 | 8279 |
2.5% | 29095 | 21116 | 16833 | 14936 | 11869 | 10049 | 8850 |
3% | 29597 | 21629 | 17358 | 15469 | 12422 | 10622 | 9443 |
3.5% | 30105 | 22150 | 17893 | 16013 | 12991 | 11213 | 10058 |
4% | 30618 | 22678 | 18437 | 16569 | 13573 | 11823 | 10694 |
4.5% | 31136 | 23215 | 18992 | 17135 | 14171 | 12450 | 11349 |
5% | 31659 | 23758 | 19556 | 17713 | 14783 | 13094 | 12024 |
5.5% | 32188 | 24309 | 20130 | 18302 | 15408 | 13755 | 12718 |
6% | 32723 | 24868 | 20713 | 18902 | 16048 | 14432 | 13429 |