Monthly Repayment |
HKD$11,049
|
Initial Payment |
HKD$1.6 Millions
|
Loan Amount |
HKD$1.6 Millions
|
Total interest |
HKD$0.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$20,100
|
Legal Fee |
HKD$21,000
|
Agency Fee |
HKD$32,000
|
Total Expense |
HKD$73,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19729 | 14016 | 10941 | 9575 | 7358 | 6029 | 5146 |
1.5% | 20077 | 14366 | 11295 | 9931 | 7720 | 6398 | 5521 |
2% | 20427 | 14722 | 11655 | 10296 | 8094 | 6781 | 5913 |
2.5% | 20782 | 15083 | 12023 | 10668 | 8478 | 7177 | 6321 |
3% | 21141 | 15449 | 12398 | 11049 | 8873 | 7587 | 6745 |
3.5% | 21503 | 15821 | 12780 | 11438 | 9279 | 8009 | 7184 |
4% | 21870 | 16199 | 13169 | 11835 | 9695 | 8445 | 7638 |
4.5% | 22240 | 16582 | 13565 | 12239 | 10122 | 8893 | 8106 |
5% | 22614 | 16970 | 13968 | 12652 | 10559 | 9353 | 8589 |
5.5% | 22992 | 17364 | 14378 | 13073 | 11006 | 9825 | 9084 |
6% | 23373 | 17763 | 14795 | 13501 | 11462 | 10308 | 9592 |