| Monthly Repayment |
HKD$10,555
|
| Loan Amount |
HKD$2.23 Millions
|
| Total Interest |
HKD$0.94 Millions
|
| Total repayment |
HKD$3.17 Millions
|
| Down payment |
HKD$950,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$20,900
|
| Agency Fee |
HKD$31,800
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,002,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 27449 | 19500 | 15222 | 13322 | 10237 | 8389 | 7159 |
| 1.5% | 27932 | 19987 | 15714 | 13817 | 10741 | 8902 | 7682 |
| 2% | 28420 | 20482 | 16216 | 14324 | 11260 | 9434 | 8227 |
| 2.5% | 28913 | 20984 | 16728 | 14842 | 11795 | 9986 | 8795 |
| 3% | 29412 | 21494 | 17249 | 15372 | 12345 | 10555 | 9384 |
| 3.5% | 29917 | 22011 | 17781 | 15913 | 12909 | 11143 | 9995 |
| 4% | 30426 | 22537 | 18322 | 16465 | 13489 | 11749 | 10627 |
| 4.5% | 30941 | 23069 | 18873 | 17028 | 14082 | 12372 | 11278 |
| 5% | 31462 | 23610 | 19434 | 17603 | 14690 | 13012 | 11949 |
| 5.5% | 31987 | 24157 | 20004 | 18188 | 15312 | 13669 | 12638 |
| 6% | 32518 | 24713 | 20584 | 18784 | 15947 | 14342 | 13345 |
