Monthly Repayment |
HKD$74,925
|
Initial Payment |
HKD$15.8 Millions
|
Loan Amount |
HKD$15.8 Millions
|
Total interest |
HKD$6.68 Millions
|
complete insurance payment |
HKD$47,400 (0.3%)
|
Stamp Duty |
HKD$1,343,000
|
Legal Fee |
HKD$96,500
|
Agency Fee |
HKD$316,000
|
Total Expense |
HKD$1,802,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 194833 | 138414 | 108050 | 94562 | 72663 | 59545 | 50819 |
1.5% | 198260 | 141870 | 111540 | 98077 | 76242 | 63189 | 54528 |
2% | 201725 | 145381 | 115102 | 101674 | 79929 | 66968 | 58399 |
2.5% | 205228 | 148946 | 118734 | 105352 | 83724 | 70881 | 62429 |
3% | 208770 | 152565 | 122437 | 109111 | 87626 | 74925 | 66613 |
3.5% | 212349 | 156239 | 126210 | 112951 | 91633 | 79098 | 70949 |
4% | 215967 | 159967 | 130052 | 116870 | 95744 | 83398 | 75431 |
4.5% | 219622 | 163748 | 133963 | 120868 | 99958 | 87821 | 80056 |
5% | 223315 | 167583 | 137943 | 124945 | 104273 | 92365 | 84817 |
5.5% | 227046 | 171471 | 141991 | 129099 | 108686 | 97025 | 89710 |
6% | 230815 | 175412 | 146106 | 133329 | 113196 | 101799 | 94728 |