Monthly Repayment |
HKD$10,489
|
Initial Payment |
HKD$0.95 Millions
|
Loan Amount |
HKD$2.21 Millions
|
Total interest |
HKD$0.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$16,100
|
Legal Fee |
HKD$20,800
|
Agency Fee |
HKD$31,600
|
Total Expense |
HKD$68,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27276 | 19378 | 15127 | 13238 | 10172 | 8336 | 7114 |
1.5% | 27756 | 19861 | 15615 | 13730 | 10673 | 8846 | 7634 |
2% | 28241 | 20353 | 16114 | 14234 | 11190 | 9375 | 8175 |
2.5% | 28732 | 20852 | 16622 | 14749 | 11721 | 9923 | 8740 |
3% | 29227 | 21359 | 17141 | 15275 | 12267 | 10489 | 9325 |
3.5% | 29728 | 21873 | 17669 | 15813 | 12828 | 11073 | 9932 |
4% | 30235 | 22395 | 18207 | 16361 | 13404 | 11675 | 10560 |
4.5% | 30747 | 22924 | 18754 | 16921 | 13994 | 12295 | 11207 |
5% | 31264 | 23461 | 19312 | 17492 | 14598 | 12931 | 11874 |
5.5% | 31786 | 24006 | 19878 | 18073 | 15216 | 13583 | 12559 |
6% | 32314 | 24557 | 20454 | 18666 | 15847 | 14251 | 13262 |