Monthly Repayment |
HKD$10,456
|
Initial Payment |
HKD$0.95 Millions
|
Loan Amount |
HKD$2.21 Millions
|
Total interest |
HKD$0.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$15,100
|
Legal Fee |
HKD$20,750
|
Agency Fee |
HKD$31,500
|
Total Expense |
HKD$67,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27190 | 19316 | 15079 | 13196 | 10140 | 8310 | 7092 |
1.5% | 27668 | 19799 | 15566 | 13687 | 10640 | 8818 | 7609 |
2% | 28152 | 20288 | 16063 | 14189 | 11154 | 9345 | 8150 |
2.5% | 28641 | 20786 | 16570 | 14702 | 11684 | 9891 | 8712 |
3% | 29135 | 21291 | 17087 | 15227 | 12228 | 10456 | 9296 |
3.5% | 29634 | 21804 | 17613 | 15763 | 12788 | 11038 | 9901 |
4% | 30139 | 22324 | 18149 | 16310 | 13361 | 11638 | 10527 |
4.5% | 30649 | 22852 | 18695 | 16868 | 13949 | 12256 | 11172 |
5% | 31165 | 23387 | 19250 | 17436 | 14552 | 12890 | 11836 |
5.5% | 31685 | 23930 | 19815 | 18016 | 15167 | 13540 | 12519 |
6% | 32211 | 24480 | 20390 | 18607 | 15797 | 14206 | 13220 |