Monthly Repayment |
HKD$10,876
|
Initial Payment |
HKD$1.58 Millions
|
Loan Amount |
HKD$1.58 Millions
|
Total interest |
HKD$0.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$15,100
|
Legal Fee |
HKD$20,750
|
Agency Fee |
HKD$31,500
|
Total Expense |
HKD$67,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19421 | 13797 | 10770 | 9426 | 7243 | 5935 | 5065 |
1.5% | 19763 | 14142 | 11118 | 9776 | 7600 | 6298 | 5435 |
2% | 20108 | 14492 | 11473 | 10135 | 7967 | 6675 | 5821 |
2.5% | 20457 | 14847 | 11835 | 10501 | 8345 | 7065 | 6223 |
3% | 20810 | 15208 | 12205 | 10876 | 8734 | 7468 | 6640 |
3.5% | 21167 | 15574 | 12581 | 11259 | 9134 | 7884 | 7072 |
4% | 21528 | 15946 | 12964 | 11650 | 9544 | 8313 | 7519 |
4.5% | 21892 | 16323 | 13353 | 12048 | 9964 | 8754 | 7980 |
5% | 22260 | 16705 | 13750 | 12454 | 10394 | 9207 | 8454 |
5.5% | 22632 | 17092 | 14154 | 12869 | 10834 | 9671 | 8942 |
6% | 23008 | 17485 | 14564 | 13290 | 11283 | 10147 | 9442 |