Monthly Repayment |
HKD$10,389
|
Initial Payment |
HKD$0.94 Millions
|
Loan Amount |
HKD$2.19 Millions
|
Total interest |
HKD$0.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$13,100
|
Legal Fee |
HKD$20,650
|
Agency Fee |
HKD$31,300
|
Total Expense |
HKD$65,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27017 | 19194 | 14983 | 13113 | 10076 | 8257 | 7047 |
1.5% | 27492 | 19673 | 15467 | 13600 | 10572 | 8762 | 7561 |
2% | 27973 | 20160 | 15961 | 14099 | 11083 | 9286 | 8098 |
2.5% | 28459 | 20654 | 16465 | 14609 | 11610 | 9829 | 8657 |
3% | 28950 | 21156 | 16978 | 15130 | 12151 | 10389 | 9237 |
3.5% | 29446 | 21665 | 17501 | 15663 | 12706 | 10968 | 9838 |
4% | 29948 | 22182 | 18034 | 16206 | 13277 | 11564 | 10460 |
4.5% | 30455 | 22707 | 18576 | 16761 | 13861 | 12178 | 11101 |
5% | 30967 | 23238 | 19128 | 17326 | 14459 | 12808 | 11761 |
5.5% | 31484 | 23778 | 19690 | 17902 | 15071 | 13454 | 12440 |
6% | 32007 | 24324 | 20260 | 18488 | 15697 | 14116 | 13136 |