Monthly Repayment |
HKD$10,356
|
Initial Payment |
HKD$0.94 Millions
|
Loan Amount |
HKD$2.18 Millions
|
Total interest |
HKD$0.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$12,100
|
Legal Fee |
HKD$20,600
|
Agency Fee |
HKD$31,200
|
Total Expense |
HKD$63,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 26931 | 19132 | 14935 | 13071 | 10044 | 8230 | 7024 |
1.5% | 27405 | 19610 | 15418 | 13557 | 10538 | 8734 | 7537 |
2% | 27884 | 20095 | 15910 | 14054 | 11048 | 9256 | 8072 |
2.5% | 28368 | 20588 | 16412 | 14562 | 11573 | 9797 | 8629 |
3% | 28857 | 21088 | 16924 | 15082 | 12112 | 10356 | 9207 |
3.5% | 29352 | 21596 | 17445 | 15613 | 12666 | 10933 | 9807 |
4% | 29852 | 22111 | 17976 | 16154 | 13234 | 11527 | 10426 |
4.5% | 30357 | 22634 | 18517 | 16707 | 13817 | 12139 | 11066 |
5% | 30868 | 23164 | 19067 | 17270 | 14413 | 12767 | 11724 |
5.5% | 31384 | 23702 | 19627 | 17845 | 15023 | 13411 | 12400 |
6% | 31905 | 24246 | 20195 | 18429 | 15646 | 14071 | 13094 |