Monthly Repayment |
HKD$10,323
|
Initial Payment |
HKD$0.93 Millions
|
Loan Amount |
HKD$2.18 Millions
|
Total interest |
HKD$0.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$11,100
|
Legal Fee |
HKD$20,550
|
Agency Fee |
HKD$31,100
|
Total Expense |
HKD$62,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 26845 | 19071 | 14887 | 13029 | 10011 | 8204 | 7002 |
1.5% | 27317 | 19547 | 15368 | 13513 | 10505 | 8706 | 7513 |
2% | 27794 | 20031 | 15859 | 14009 | 11013 | 9227 | 8046 |
2.5% | 28277 | 20522 | 16359 | 14516 | 11535 | 9766 | 8601 |
3% | 28765 | 21021 | 16870 | 15033 | 12073 | 10323 | 9178 |
3.5% | 29258 | 21527 | 17389 | 15562 | 12625 | 10898 | 9775 |
4% | 29756 | 22041 | 17919 | 16103 | 13192 | 11491 | 10393 |
4.5% | 30260 | 22562 | 18458 | 16653 | 13772 | 12100 | 11030 |
5% | 30769 | 23090 | 19006 | 17215 | 14367 | 12726 | 11686 |
5.5% | 31283 | 23626 | 19564 | 17787 | 14975 | 13368 | 12360 |
6% | 31802 | 24169 | 20131 | 18370 | 15596 | 14026 | 13052 |