Monthly Repayment |
HKD$10,738
|
Initial Payment |
HKD$1.56 Millions
|
Loan Amount |
HKD$1.56 Millions
|
Total interest |
HKD$0.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$11,100
|
Legal Fee |
HKD$20,550
|
Agency Fee |
HKD$31,100
|
Total Expense |
HKD$62,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19175 | 13622 | 10634 | 9306 | 7151 | 5860 | 5001 |
1.5% | 19512 | 13962 | 10977 | 9652 | 7503 | 6219 | 5366 |
2% | 19853 | 14308 | 11328 | 10006 | 7866 | 6590 | 5747 |
2.5% | 20198 | 14658 | 11685 | 10368 | 8239 | 6975 | 6144 |
3% | 20546 | 15015 | 12050 | 10738 | 8623 | 7373 | 6555 |
3.5% | 20898 | 15376 | 12421 | 11116 | 9018 | 7784 | 6982 |
4% | 21254 | 15743 | 12799 | 11502 | 9422 | 8207 | 7423 |
4.5% | 21614 | 16115 | 13184 | 11895 | 9837 | 8643 | 7878 |
5% | 21978 | 16493 | 13576 | 12296 | 10262 | 9090 | 8347 |
5.5% | 22345 | 16875 | 13974 | 12705 | 10696 | 9549 | 8829 |
6% | 22716 | 17263 | 14379 | 13121 | 11140 | 10018 | 9323 |