Monthly Repayment |
HKD$10,290
|
Initial Payment |
HKD$0.93 Millions
|
Loan Amount |
HKD$2.17 Millions
|
Total interest |
HKD$0.92 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$10,100
|
Legal Fee |
HKD$20,500
|
Agency Fee |
HKD$31,000
|
Total Expense |
HKD$61,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 26758 | 19010 | 14839 | 12987 | 9979 | 8178 | 6979 |
1.5% | 27229 | 19484 | 15319 | 13470 | 10471 | 8678 | 7489 |
2% | 27705 | 19966 | 15808 | 13964 | 10977 | 9197 | 8020 |
2.5% | 28186 | 20456 | 16307 | 14469 | 11498 | 9734 | 8574 |
3% | 28672 | 20953 | 16815 | 14985 | 12034 | 10290 | 9148 |
3.5% | 29164 | 21458 | 17333 | 15512 | 12585 | 10863 | 9744 |
4% | 29661 | 21970 | 17861 | 16051 | 13149 | 11454 | 10359 |
4.5% | 30163 | 22489 | 18398 | 16600 | 13728 | 12061 | 10995 |
5% | 30670 | 23016 | 18945 | 17160 | 14321 | 12685 | 11649 |
5.5% | 31182 | 23550 | 19501 | 17730 | 14927 | 13325 | 12321 |
6% | 31700 | 24091 | 20066 | 18311 | 15546 | 13981 | 13010 |