Monthly Repayment |
HKD$8,820
|
Initial Payment |
HKD$1.24 Millions
|
Loan Amount |
HKD$1.86 Millions
|
Total interest |
HKD$0.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$10,100
|
Legal Fee |
HKD$20,500
|
Agency Fee |
HKD$31,000
|
Total Expense |
HKD$61,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22936 | 16294 | 12719 | 11131 | 8554 | 7009 | 5982 |
1.5% | 23339 | 16701 | 13130 | 11545 | 8975 | 7438 | 6419 |
2% | 23747 | 17114 | 13550 | 11969 | 9409 | 7883 | 6874 |
2.5% | 24159 | 17534 | 13977 | 12402 | 9856 | 8344 | 7349 |
3% | 24576 | 17960 | 14413 | 12844 | 10315 | 8820 | 7841 |
3.5% | 24998 | 18392 | 14857 | 13296 | 10787 | 9311 | 8352 |
4% | 25423 | 18831 | 15309 | 13758 | 11271 | 9817 | 8879 |
4.5% | 25854 | 19276 | 15770 | 14228 | 11767 | 10338 | 9424 |
5% | 26289 | 19728 | 16238 | 14708 | 12275 | 10873 | 9984 |
5.5% | 26728 | 20185 | 16715 | 15197 | 12794 | 11422 | 10560 |
6% | 27171 | 20649 | 17199 | 15695 | 13325 | 11984 | 11151 |