Monthly Repayment |
HKD$10,704
|
Initial Payment |
HKD$1.55 Millions
|
Loan Amount |
HKD$1.55 Millions
|
Total interest |
HKD$0.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$10,100
|
Legal Fee |
HKD$20,500
|
Agency Fee |
HKD$31,000
|
Total Expense |
HKD$61,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19113 | 13578 | 10599 | 9276 | 7128 | 5841 | 4985 |
1.5% | 19449 | 13917 | 10942 | 9621 | 7479 | 6199 | 5349 |
2% | 19789 | 14262 | 11291 | 9974 | 7841 | 6569 | 5729 |
2.5% | 20133 | 14611 | 11648 | 10335 | 8213 | 6953 | 6124 |
3% | 20480 | 14966 | 12011 | 10704 | 8596 | 7350 | 6534 |
3.5% | 20831 | 15327 | 12381 | 11080 | 8989 | 7759 | 6960 |
4% | 21186 | 15692 | 12758 | 11465 | 9392 | 8181 | 7399 |
4.5% | 21545 | 16063 | 13142 | 11857 | 9806 | 8615 | 7853 |
5% | 21907 | 16440 | 13532 | 12257 | 10229 | 9061 | 8320 |
5.5% | 22273 | 16821 | 13929 | 12664 | 10662 | 9518 | 8800 |
6% | 22643 | 17208 | 14333 | 13079 | 11104 | 9986 | 9293 |