Monthly Repayment |
HKD$8,706
|
Initial Payment |
HKD$1.22 Millions
|
Loan Amount |
HKD$1.84 Millions
|
Total interest |
HKD$0.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$6,100
|
Legal Fee |
HKD$20,300
|
Agency Fee |
HKD$30,600
|
Total Expense |
HKD$57,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22640 | 16084 | 12555 | 10988 | 8443 | 6919 | 5905 |
1.5% | 23038 | 16485 | 12961 | 11396 | 8859 | 7342 | 6336 |
2% | 23441 | 16893 | 13375 | 11814 | 9288 | 7781 | 6786 |
2.5% | 23848 | 17307 | 13797 | 12242 | 9729 | 8236 | 7254 |
3% | 24259 | 17728 | 14227 | 12679 | 10182 | 8706 | 7740 |
3.5% | 24675 | 18155 | 14665 | 13125 | 10648 | 9191 | 8244 |
4% | 25095 | 18588 | 15112 | 13580 | 11125 | 9691 | 8765 |
4.5% | 25520 | 19028 | 15566 | 14045 | 11615 | 10205 | 9302 |
5% | 25949 | 19473 | 16029 | 14518 | 12116 | 10733 | 9856 |
5.5% | 26383 | 19925 | 16499 | 15001 | 12629 | 11274 | 10424 |
6% | 26821 | 20383 | 16977 | 15493 | 13153 | 11829 | 11007 |