Monthly Repayment |
HKD$72,317
|
Initial Payment |
HKD$15.25 Millions
|
Loan Amount |
HKD$15.25 Millions
|
Total interest |
HKD$6.45 Millions
|
complete insurance payment |
HKD$45,750 (0.3%)
|
Stamp Duty |
HKD$1,296,250
|
Legal Fee |
HKD$93,750
|
Agency Fee |
HKD$305,000
|
Total Expense |
HKD$1,740,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 188051 | 133596 | 104288 | 91270 | 70133 | 57473 | 49050 |
1.5% | 191358 | 136932 | 107658 | 94663 | 73588 | 60990 | 52630 |
2% | 194703 | 140320 | 111095 | 98135 | 77147 | 64637 | 56366 |
2.5% | 198084 | 143761 | 114601 | 101685 | 80810 | 68414 | 60255 |
3% | 201502 | 147255 | 118175 | 105313 | 84576 | 72317 | 64294 |
3.5% | 204957 | 150800 | 121816 | 109019 | 88443 | 76345 | 68479 |
4% | 208449 | 154398 | 125525 | 112802 | 92412 | 80495 | 72805 |
4.5% | 211977 | 158048 | 129300 | 116661 | 96479 | 84764 | 77269 |
5% | 215542 | 161749 | 133141 | 120596 | 100643 | 89149 | 81865 |
5.5% | 219143 | 165502 | 137048 | 124605 | 104902 | 93648 | 86587 |
6% | 222780 | 169306 | 141020 | 128688 | 109255 | 98255 | 91431 |