Monthly Repayment |
HKD$10,150
|
Initial Payment |
HKD$0.92 Millions
|
Loan Amount |
HKD$2.14 Millions
|
Total interest |
HKD$0.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$5,900
|
Legal Fee |
HKD$20,290
|
Agency Fee |
HKD$30,580
|
Total Expense |
HKD$56,770
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 26396 | 18752 | 14638 | 12811 | 9844 | 8067 | 6885 |
1.5% | 26860 | 19220 | 15111 | 13287 | 10329 | 8561 | 7387 |
2% | 27329 | 19696 | 15594 | 13774 | 10828 | 9073 | 7912 |
2.5% | 27804 | 20179 | 16086 | 14273 | 11343 | 9603 | 8457 |
3% | 28284 | 20669 | 16587 | 14782 | 11871 | 10150 | 9024 |
3.5% | 28769 | 21167 | 17099 | 15302 | 12414 | 10716 | 9612 |
4% | 29259 | 21672 | 17619 | 15833 | 12971 | 11298 | 10219 |
4.5% | 29754 | 22184 | 18149 | 16375 | 13542 | 11898 | 10846 |
5% | 30255 | 22704 | 18688 | 16927 | 14127 | 12513 | 11491 |
5.5% | 30760 | 23231 | 19237 | 17490 | 14724 | 13145 | 12154 |
6% | 31271 | 23765 | 19794 | 18063 | 15335 | 13791 | 12833 |