Monthly Repayment |
HKD$8,678
|
Initial Payment |
HKD$1.22 Millions
|
Loan Amount |
HKD$1.83 Millions
|
Total interest |
HKD$0.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$5,100
|
Legal Fee |
HKD$20,250
|
Agency Fee |
HKD$30,500
|
Total Expense |
HKD$55,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22566 | 16031 | 12514 | 10952 | 8416 | 6896 | 5886 |
1.5% | 22963 | 16431 | 12918 | 11359 | 8830 | 7318 | 6315 |
2% | 23364 | 16838 | 13331 | 11776 | 9257 | 7756 | 6764 |
2.5% | 23770 | 17251 | 13752 | 12202 | 9697 | 8209 | 7230 |
3% | 24180 | 17670 | 14181 | 12637 | 10149 | 8678 | 7715 |
3.5% | 24594 | 18096 | 14618 | 13082 | 10613 | 9161 | 8217 |
4% | 25013 | 18527 | 15063 | 13536 | 11089 | 9659 | 8736 |
4.5% | 25437 | 18965 | 15516 | 13999 | 11577 | 10171 | 9272 |
5% | 25865 | 19409 | 15976 | 14471 | 12077 | 10697 | 9823 |
5.5% | 26297 | 19860 | 16445 | 14952 | 12588 | 11237 | 10390 |
6% | 26733 | 20316 | 16922 | 15442 | 13110 | 11790 | 10971 |