Monthly Repayment |
HKD$8,621
|
Initial Payment |
HKD$1.21 Millions
|
Loan Amount |
HKD$1.82 Millions
|
Total interest |
HKD$0.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$3,100
|
Legal Fee |
HKD$20,150
|
Agency Fee |
HKD$30,300
|
Total Expense |
HKD$53,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22418 | 15926 | 12432 | 10880 | 8360 | 6851 | 5847 |
1.5% | 22812 | 16324 | 12834 | 11285 | 8772 | 7270 | 6274 |
2% | 23211 | 16728 | 13244 | 11698 | 9196 | 7705 | 6719 |
2.5% | 23614 | 17138 | 13662 | 12122 | 9633 | 8155 | 7183 |
3% | 24021 | 17554 | 14088 | 12554 | 10082 | 8621 | 7664 |
3.5% | 24433 | 17977 | 14522 | 12996 | 10543 | 9101 | 8163 |
4% | 24849 | 18406 | 14964 | 13447 | 11016 | 9596 | 8679 |
4.5% | 25270 | 18841 | 15414 | 13907 | 11501 | 10105 | 9211 |
5% | 25695 | 19282 | 15872 | 14376 | 11997 | 10627 | 9759 |
5.5% | 26124 | 19730 | 16337 | 14854 | 12505 | 11164 | 10322 |
6% | 26558 | 20183 | 16811 | 15341 | 13024 | 11713 | 10899 |