Monthly Repayment |
HKD$8,592
|
Initial Payment |
HKD$1.21 Millions
|
Loan Amount |
HKD$1.81 Millions
|
Total interest |
HKD$0.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$2,100
|
Legal Fee |
HKD$20,100
|
Agency Fee |
HKD$30,200
|
Total Expense |
HKD$52,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 22344 | 15873 | 12391 | 10844 | 8333 | 6828 | 5828 |
1.5% | 22737 | 16270 | 12791 | 11247 | 8743 | 7246 | 6253 |
2% | 23134 | 16672 | 13200 | 11660 | 9166 | 7680 | 6697 |
2.5% | 23536 | 17081 | 13616 | 12082 | 9601 | 8128 | 7159 |
3% | 23942 | 17496 | 14041 | 12513 | 10049 | 8592 | 7639 |
3.5% | 24353 | 17918 | 14474 | 12953 | 10508 | 9071 | 8136 |
4% | 24767 | 18345 | 14914 | 13403 | 10980 | 9564 | 8650 |
4.5% | 25187 | 18779 | 15363 | 13861 | 11463 | 10071 | 9181 |
5% | 25610 | 19219 | 15819 | 14329 | 11958 | 10592 | 9727 |
5.5% | 26038 | 19664 | 16284 | 14805 | 12464 | 11127 | 10288 |
6% | 26470 | 20116 | 16755 | 15290 | 12981 | 11674 | 10863 |