Monthly Repayment |
HKD$71,131
|
Initial Payment |
HKD$15 Millions
|
Loan Amount |
HKD$15 Millions
|
Total interest |
HKD$6.34 Millions
|
complete insurance payment |
HKD$45,000 (0.3%)
|
Stamp Duty |
HKD$1,275,000
|
Legal Fee |
HKD$92,500
|
Agency Fee |
HKD$300,000
|
Total Expense |
HKD$1,712,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 184968 | 131406 | 102579 | 89774 | 68984 | 56530 | 48245 |
1.5% | 188221 | 134687 | 105893 | 93111 | 72381 | 59990 | 51768 |
2% | 191511 | 138020 | 109274 | 96526 | 75882 | 63578 | 55442 |
2.5% | 194837 | 141404 | 112722 | 100018 | 79485 | 67292 | 59268 |
3% | 198199 | 144841 | 116238 | 103587 | 83189 | 71131 | 63240 |
3.5% | 201597 | 148328 | 119819 | 107232 | 86993 | 75093 | 67356 |
4% | 205032 | 151867 | 123467 | 110953 | 90897 | 79175 | 71612 |
4.5% | 208502 | 155457 | 127180 | 114748 | 94897 | 83374 | 76002 |
5% | 212008 | 159098 | 130958 | 118619 | 98993 | 87688 | 80523 |
5.5% | 215550 | 162789 | 134801 | 122562 | 103183 | 92113 | 85168 |
6% | 219128 | 166530 | 138708 | 126578 | 107464 | 96645 | 89932 |