Monthly Repayment |
HKD$9,958
|
Initial Payment |
HKD$0.9 Millions
|
Loan Amount |
HKD$2.1 Millions
|
Total interest |
HKD$0.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$20,000
|
Agency Fee |
HKD$30,000
|
Total Expense |
HKD$50,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 25895 | 18396 | 14361 | 12568 | 9657 | 7914 | 6754 |
1.5% | 26351 | 18856 | 14825 | 13035 | 10133 | 8398 | 7247 |
2% | 26811 | 19322 | 15298 | 13513 | 10623 | 8900 | 7762 |
2.5% | 27277 | 19796 | 15781 | 14002 | 11127 | 9420 | 8297 |
3% | 27747 | 20277 | 16273 | 14502 | 11646 | 9958 | 8853 |
3.5% | 28223 | 20766 | 16774 | 15012 | 12179 | 10513 | 9429 |
4% | 28704 | 21261 | 17285 | 15533 | 12725 | 11084 | 10025 |
4.5% | 29190 | 21764 | 17805 | 16064 | 13285 | 11672 | 10640 |
5% | 29681 | 22273 | 18334 | 16606 | 13859 | 12276 | 11273 |
5.5% | 30177 | 22790 | 18872 | 17158 | 14445 | 12895 | 11923 |
6% | 30677 | 23314 | 19419 | 17720 | 15045 | 13530 | 12590 |