Monthly Repayment |
HKD$10,324
|
Initial Payment |
HKD$1.5 Millions
|
Loan Amount |
HKD$1.5 Millions
|
Total interest |
HKD$0.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$19,950
|
Agency Fee |
HKD$29,900
|
Total Expense |
HKD$49,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 18435 | 13096 | 10223 | 8947 | 6875 | 5634 | 4808 |
1.5% | 18759 | 13423 | 10554 | 9280 | 7214 | 5979 | 5159 |
2% | 19087 | 13756 | 10891 | 9620 | 7562 | 6336 | 5525 |
2.5% | 19418 | 14093 | 11234 | 9968 | 7922 | 6706 | 5907 |
3% | 19753 | 14435 | 11585 | 10324 | 8291 | 7089 | 6302 |
3.5% | 20092 | 14783 | 11942 | 10687 | 8670 | 7484 | 6713 |
4% | 20434 | 15136 | 12305 | 11058 | 9059 | 7891 | 7137 |
4.5% | 20780 | 15493 | 12675 | 11436 | 9458 | 8309 | 7574 |
5% | 21130 | 15856 | 13052 | 11822 | 9866 | 8739 | 8025 |
5.5% | 21483 | 16224 | 13435 | 12215 | 10283 | 9180 | 8488 |
6% | 21839 | 16597 | 13824 | 12615 | 10710 | 9632 | 8963 |