Monthly Repayment |
HKD$84,788
|
Initial Payment |
HKD$11.92 Millions
|
Loan Amount |
HKD$17.88 Millions
|
Total interest |
HKD$7.56 Millions
|
complete insurance payment |
HKD$53,640 (0.3%)
|
Stamp Duty |
HKD$1,266,500
|
Legal Fee |
HKD$92,000
|
Agency Fee |
HKD$298,000
|
Total Expense |
HKD$1,710,140
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 220482 | 156636 | 122274 | 107010 | 82229 | 67384 | 57509 |
1.5% | 224360 | 160547 | 126224 | 110988 | 86279 | 71508 | 61707 |
2% | 228281 | 164520 | 130255 | 115059 | 90451 | 75785 | 66087 |
2.5% | 232246 | 168554 | 134365 | 119221 | 94746 | 80212 | 70647 |
3% | 236253 | 172650 | 138555 | 123475 | 99162 | 84788 | 75382 |
3.5% | 240304 | 176807 | 142825 | 127820 | 103696 | 89511 | 80289 |
4% | 244398 | 181026 | 147173 | 132256 | 108349 | 94377 | 85361 |
4.5% | 248534 | 185305 | 151599 | 136780 | 113117 | 99382 | 90595 |
5% | 252714 | 189645 | 156103 | 141393 | 118000 | 104524 | 95983 |
5.5% | 256936 | 194044 | 160683 | 146094 | 122994 | 109798 | 101520 |
6% | 261200 | 198504 | 165340 | 150881 | 128097 | 115201 | 107199 |