Monthly Repayment |
HKD$101,860
|
Initial Payment |
HKD$14.75 Millions
|
Loan Amount |
HKD$14.75 Millions
|
Total interest |
HKD$3.58 Millions
|
complete insurance payment |
HKD$44,250 (0.3%)
|
Stamp Duty |
HKD$1,253,750
|
Legal Fee |
HKD$91,250
|
Agency Fee |
HKD$295,000
|
Total Expense |
HKD$1,684,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 181885 | 129216 | 100869 | 88277 | 67834 | 55588 | 47441 |
1.5% | 185084 | 132442 | 104128 | 91559 | 71175 | 58990 | 50905 |
2% | 188319 | 135719 | 107453 | 94917 | 74617 | 62518 | 54518 |
2.5% | 191590 | 139048 | 110844 | 98351 | 78160 | 66170 | 58280 |
3% | 194896 | 142427 | 114300 | 101860 | 81803 | 69946 | 62186 |
3.5% | 198237 | 145856 | 117822 | 105445 | 85544 | 73841 | 66234 |
4% | 201614 | 149336 | 121409 | 109103 | 89382 | 77855 | 70418 |
4.5% | 205027 | 152866 | 125060 | 112836 | 93315 | 81985 | 74736 |
5% | 208475 | 156446 | 128776 | 116642 | 97343 | 86227 | 79181 |
5.5% | 211958 | 160076 | 132555 | 120519 | 101463 | 90577 | 83748 |
6% | 215476 | 163755 | 136396 | 124468 | 105673 | 95034 | 88433 |