| Monthly Repayment |
HKD$9,792
|
| Loan Amount |
HKD$2.07 Millions
|
| Total interest |
HKD$0.87 Millions
|
| Total repayment |
HKD$2.94 Millions
|
| Down payment |
HKD$890,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$19,750
|
| Agency Fee |
HKD$29,500
|
| complete insurance payment |
--
|
| Total Expense |
HKD$939,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 25464 | 18090 | 14121 | 12358 | 9496 | 7782 | 6641 |
| 1.5% | 25911 | 18541 | 14577 | 12818 | 9964 | 8258 | 7126 |
| 2% | 26364 | 19000 | 15043 | 13288 | 10446 | 8752 | 7632 |
| 2.5% | 26822 | 19466 | 15518 | 13769 | 10942 | 9263 | 8159 |
| 3% | 27285 | 19939 | 16002 | 14260 | 11452 | 9792 | 8706 |
| 3.5% | 27753 | 20419 | 16495 | 14762 | 11976 | 10337 | 9272 |
| 4% | 28226 | 20907 | 16997 | 15274 | 12513 | 10899 | 9858 |
| 4.5% | 28703 | 21401 | 17508 | 15797 | 13064 | 11477 | 10463 |
| 5% | 29186 | 21902 | 18028 | 16329 | 13628 | 12071 | 11085 |
| 5.5% | 29674 | 22410 | 18557 | 16872 | 14204 | 12680 | 11724 |
| 6% | 30166 | 22925 | 19095 | 17425 | 14794 | 13304 | 12380 |
