| Monthly Repayment |
HKD$9,593
|
| Loan Amount |
HKD$2.02 Millions
|
| Total interest |
HKD$0.85 Millions
|
| Total repayment |
HKD$2.87 Millions
|
| Down payment |
HKD$870,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$19,450
|
| Agency Fee |
HKD$28,900
|
| complete insurance payment |
--
|
| Total Expense |
HKD$918,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 24946 | 17722 | 13834 | 12107 | 9303 | 7624 | 6506 |
| 1.5% | 25384 | 18164 | 14281 | 12557 | 9761 | 8090 | 6981 |
| 2% | 25828 | 18614 | 14737 | 13018 | 10234 | 8574 | 7477 |
| 2.5% | 26277 | 19070 | 15202 | 13489 | 10719 | 9075 | 7993 |
| 3% | 26730 | 19534 | 15676 | 13970 | 11219 | 9593 | 8529 |
| 3.5% | 27188 | 20004 | 16159 | 14462 | 11732 | 10127 | 9084 |
| 4% | 27651 | 20481 | 16651 | 14963 | 12258 | 10678 | 9658 |
| 4.5% | 28120 | 20966 | 17152 | 15475 | 12798 | 11244 | 10250 |
| 5% | 28592 | 21457 | 17661 | 15997 | 13350 | 11826 | 10859 |
| 5.5% | 29070 | 21954 | 18180 | 16529 | 13915 | 12422 | 11486 |
| 6% | 29553 | 22459 | 18707 | 17071 | 14493 | 13034 | 12128 |
