| Monthly Repayment |
HKD$9,493
|
| Loan Amount |
HKD$2 Millions
|
| Total Interest |
HKD$0.85 Millions
|
| Total repayment |
HKD$2.85 Millions
|
| Down payment |
HKD$860,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$19,300
|
| Agency Fee |
HKD$28,600
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$908,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 24687 | 17538 | 13690 | 11981 | 9207 | 7544 | 6439 |
| 1.5% | 25121 | 17976 | 14133 | 12427 | 9660 | 8006 | 6909 |
| 2% | 25560 | 18421 | 14584 | 12883 | 10127 | 8485 | 7399 |
| 2.5% | 26004 | 18872 | 15044 | 13349 | 10608 | 8981 | 7910 |
| 3% | 26453 | 19331 | 15513 | 13825 | 11103 | 9493 | 8440 |
| 3.5% | 26906 | 19796 | 15991 | 14311 | 11610 | 10022 | 8989 |
| 4% | 27364 | 20269 | 16478 | 14808 | 12131 | 10567 | 9557 |
| 4.5% | 27828 | 20748 | 16974 | 15315 | 12665 | 11127 | 10143 |
| 5% | 28296 | 21234 | 17478 | 15831 | 13212 | 11703 | 10747 |
| 5.5% | 28768 | 21726 | 17991 | 16358 | 13771 | 12294 | 11367 |
| 6% | 29246 | 22226 | 18512 | 16894 | 14342 | 12898 | 12003 |
