| Monthly Repayment |
HKD$9,460
|
| Loan Amount |
HKD$2 Millions
|
| Total Interest |
HKD$0.84 Millions
|
| Total repayment |
HKD$2.84 Millions
|
| Down payment |
HKD$860,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$19,250
|
| Agency Fee |
HKD$28,500
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$907,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 24600 | 17477 | 13643 | 11939 | 9174 | 7518 | 6416 |
| 1.5% | 25033 | 17913 | 14083 | 12383 | 9626 | 7978 | 6885 |
| 2% | 25471 | 18356 | 14533 | 12837 | 10092 | 8455 | 7373 |
| 2.5% | 25913 | 18806 | 14992 | 13302 | 10571 | 8949 | 7882 |
| 3% | 26360 | 19263 | 15459 | 13777 | 11064 | 9460 | 8411 |
| 3.5% | 26812 | 19727 | 15936 | 14261 | 11570 | 9987 | 8958 |
| 4% | 27269 | 20198 | 16421 | 14756 | 12089 | 10530 | 9524 |
| 4.5% | 27730 | 20675 | 16915 | 15261 | 12621 | 11088 | 10108 |
| 5% | 28197 | 21160 | 17417 | 15776 | 13166 | 11662 | 10709 |
| 5.5% | 28668 | 21650 | 17928 | 16300 | 13723 | 12251 | 11327 |
| 6% | 29144 | 22148 | 18448 | 16834 | 14292 | 12853 | 11961 |
