Monthly Repayment |
HKD$796
|
Initial Payment |
HKD$0.11 Millions
|
Loan Amount |
HKD$0.17 Millions
|
Total interest |
HKD$0.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$4,050
|
Agency Fee |
HKD$2,800
|
Total Expense |
HKD$6,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2071 | 1471 | 1148 | 1005 | 772 | 633 | 540 |
1.5% | 2108 | 1508 | 1186 | 1042 | 810 | 671 | 579 |
2% | 2144 | 1545 | 1223 | 1081 | 849 | 712 | 620 |
2.5% | 2182 | 1583 | 1262 | 1120 | 890 | 753 | 663 |
3% | 2219 | 1622 | 1301 | 1160 | 931 | 796 | 708 |
3.5% | 2257 | 1661 | 1341 | 1201 | 974 | 841 | 754 |
4% | 2296 | 1700 | 1382 | 1242 | 1018 | 886 | 802 |
4.5% | 2335 | 1741 | 1424 | 1285 | 1062 | 933 | 851 |
5% | 2374 | 1781 | 1466 | 1328 | 1108 | 982 | 901 |
5.5% | 2414 | 1823 | 1509 | 1372 | 1155 | 1031 | 953 |
6% | 2454 | 1865 | 1553 | 1417 | 1203 | 1082 | 1007 |