Monthly Repayment |
HKD$9,495
|
Initial Payment |
HKD$1.38 Millions
|
Loan Amount |
HKD$1.38 Millions
|
Total interest |
HKD$0.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,750
|
Agency Fee |
HKD$27,500
|
Total Expense |
HKD$46,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 16955 | 12045 | 9403 | 8229 | 6323 | 5181 | 4422 |
1.5% | 17253 | 12346 | 9706 | 8535 | 6634 | 5499 | 4745 |
2% | 17555 | 12651 | 10016 | 8848 | 6955 | 5827 | 5082 |
2.5% | 17860 | 12962 | 10332 | 9168 | 7286 | 6168 | 5432 |
3% | 18168 | 13277 | 10655 | 9495 | 7625 | 6520 | 5797 |
3.5% | 18479 | 13596 | 10983 | 9829 | 7974 | 6883 | 6174 |
4% | 18794 | 13921 | 11317 | 10170 | 8332 | 7257 | 6564 |
4.5% | 19112 | 14250 | 11658 | 10518 | 8698 | 7642 | 6966 |
5% | 19434 | 14584 | 12004 | 10873 | 9074 | 8038 | 7381 |
5.5% | 19758 | 14922 | 12356 | 11234 | 9458 | 8443 | 7807 |
6% | 20086 | 15265 | 12714 | 11603 | 9850 | 8859 | 8243 |