Monthly Repayment |
HKD$76,822
|
Initial Payment |
HKD$10.8 Millions
|
Loan Amount |
HKD$16.2 Millions
|
Total interest |
HKD$6.85 Millions
|
complete insurance payment |
HKD$48,600 (0.3%)
|
Stamp Duty |
HKD$1,147,500
|
Legal Fee |
HKD$85,000
|
Agency Fee |
HKD$270,000
|
Total Expense |
HKD$1,551,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 199766 | 141918 | 110785 | 96956 | 74502 | 61053 | 52105 |
1.5% | 203279 | 145462 | 114364 | 100560 | 78172 | 64789 | 55909 |
2% | 206832 | 149061 | 118016 | 104248 | 81953 | 68664 | 59878 |
2.5% | 210424 | 152717 | 121740 | 108019 | 85844 | 72675 | 64009 |
3% | 214055 | 156428 | 125537 | 111874 | 89844 | 76822 | 68299 |
3.5% | 217725 | 160195 | 129405 | 115810 | 93953 | 81101 | 72745 |
4% | 221434 | 164017 | 133344 | 119829 | 98168 | 85509 | 77341 |
4.5% | 225182 | 167894 | 137355 | 123928 | 102489 | 90044 | 82083 |
5% | 228969 | 171826 | 141435 | 128108 | 106912 | 94703 | 86965 |
5.5% | 232794 | 175812 | 145585 | 132367 | 111437 | 99482 | 91981 |
6% | 236658 | 179853 | 149805 | 136704 | 116061 | 104376 | 97127 |