Monthly Repayment |
HKD$64,018
|
Initial Payment |
HKD$13.5 Millions
|
Loan Amount |
HKD$13.5 Millions
|
Total interest |
HKD$5.71 Millions
|
complete insurance payment |
HKD$40,500 (0.3%)
|
Stamp Duty |
HKD$1,147,500
|
Legal Fee |
HKD$85,000
|
Agency Fee |
HKD$270,000
|
Total Expense |
HKD$1,543,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 166471 | 118265 | 92321 | 80796 | 62085 | 50877 | 43421 |
1.5% | 169399 | 121218 | 95303 | 83800 | 65143 | 53991 | 46591 |
2% | 172360 | 124218 | 98347 | 86873 | 68294 | 57220 | 49898 |
2.5% | 175353 | 127264 | 101450 | 90016 | 71536 | 60563 | 53341 |
3% | 178379 | 130357 | 104614 | 93228 | 74870 | 64018 | 56916 |
3.5% | 181437 | 133495 | 107837 | 96509 | 78294 | 67584 | 60621 |
4% | 184528 | 136680 | 111120 | 99857 | 81807 | 71257 | 64451 |
4.5% | 187652 | 139911 | 114462 | 103274 | 85407 | 75037 | 68402 |
5% | 190807 | 143188 | 117863 | 106757 | 89094 | 78919 | 72470 |
5.5% | 193995 | 146510 | 121321 | 110306 | 92864 | 82901 | 76651 |
6% | 197215 | 149877 | 124837 | 113920 | 96718 | 86980 | 80939 |