Monthly Repayment |
HKD$7,682
|
Initial Payment |
HKD$1.08 Millions
|
Loan Amount |
HKD$1.62 Millions
|
Total interest |
HKD$0.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,500
|
Agency Fee |
HKD$27,000
|
Total Expense |
HKD$45,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19976 | 14191 | 11078 | 9695 | 7450 | 6105 | 5210 |
1.5% | 20327 | 14546 | 11436 | 10056 | 7817 | 6478 | 5590 |
2% | 20683 | 14906 | 11801 | 10424 | 8195 | 6866 | 5987 |
2.5% | 21042 | 15271 | 12174 | 10801 | 8584 | 7267 | 6400 |
3% | 21405 | 15642 | 12553 | 11187 | 8984 | 7682 | 6829 |
3.5% | 21772 | 16019 | 12940 | 11581 | 9395 | 8110 | 7274 |
4% | 22143 | 16401 | 13334 | 11982 | 9816 | 8550 | 7734 |
4.5% | 22518 | 16789 | 13735 | 12392 | 10248 | 9004 | 8208 |
5% | 22896 | 17182 | 14143 | 12810 | 10691 | 9470 | 8696 |
5.5% | 23279 | 17581 | 14558 | 13236 | 11143 | 9948 | 9198 |
6% | 23665 | 17985 | 14980 | 13670 | 11606 | 10437 | 9712 |