Monthly Repayment |
HKD$7,653
|
Initial Payment |
HKD$1.08 Millions
|
Loan Amount |
HKD$1.61 Millions
|
Total interest |
HKD$0.68 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$18,450
|
Agency Fee |
HKD$26,900
|
Total Expense |
HKD$45,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 19902 | 14139 | 11037 | 9659 | 7422 | 6082 | 5191 |
1.5% | 20252 | 14492 | 11394 | 10018 | 7788 | 6454 | 5570 |
2% | 20606 | 14850 | 11757 | 10386 | 8164 | 6841 | 5965 |
2.5% | 20964 | 15215 | 12128 | 10761 | 8552 | 7240 | 6377 |
3% | 21326 | 15584 | 12507 | 11145 | 8951 | 7653 | 6804 |
3.5% | 21691 | 15960 | 12892 | 11538 | 9360 | 8080 | 7247 |
4% | 22061 | 16340 | 13285 | 11938 | 9780 | 8519 | 7705 |
4.5% | 22434 | 16727 | 13684 | 12346 | 10210 | 8971 | 8177 |
5% | 22812 | 17118 | 14091 | 12763 | 10651 | 9435 | 8664 |
5.5% | 23193 | 17516 | 14504 | 13187 | 11102 | 9911 | 9164 |
6% | 23578 | 17918 | 14925 | 13619 | 11563 | 10399 | 9676 |