Monthly Repayment |
HKD$76,480
|
Initial Payment |
HKD$10.75 Millions
|
Loan Amount |
HKD$16.13 Millions
|
Total interest |
HKD$6.82 Millions
|
complete insurance payment |
HKD$48,384 (0.3%)
|
Stamp Duty |
HKD$1,142,400
|
Legal Fee |
HKD$84,700
|
Agency Fee |
HKD$268,800
|
Total Expense |
HKD$1,544,284
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 198878 | 141287 | 110293 | 96525 | 74171 | 60781 | 51874 |
1.5% | 202376 | 144815 | 113856 | 100113 | 77824 | 64501 | 55660 |
2% | 205913 | 148399 | 117492 | 103785 | 81588 | 68359 | 59612 |
2.5% | 209489 | 152038 | 121199 | 107539 | 85462 | 72352 | 63725 |
3% | 213104 | 155733 | 124979 | 111377 | 89445 | 76480 | 67996 |
3.5% | 216757 | 159483 | 128830 | 115296 | 93535 | 80740 | 72421 |
4% | 220450 | 163288 | 132752 | 119296 | 97732 | 85129 | 76997 |
4.5% | 224181 | 167148 | 136744 | 123378 | 102033 | 89644 | 81718 |
5% | 227951 | 171062 | 140807 | 127539 | 106437 | 94282 | 86578 |
5.5% | 231760 | 175031 | 144938 | 131779 | 110942 | 99040 | 91573 |
6% | 235606 | 179053 | 149139 | 136097 | 115546 | 103912 | 96695 |